Car Financing Guide

Smart Car Financing in Singapore

Calculate your monthly payments, compare financing options, and plan your next car purchase with confidence.

Rates from 2.28%
Fast Loan Approval
Free Loan Advice

Max Loan: 60–70% of Car Value

Based on your vehicle’s OMV under Singapore loan rules

Max Tenure: 7 Years

Up to 84 months, subject to eligibility

Min Down Payment: 30–40%

30% if OMV ≤ $20k, 40% if OMV > $20k

5.0 Customer Ratings
2.28% Lowest Rates
Fast Loan Approval
Free Loan Advice

Calculate Your Monthly Payments

Adjust the sliders or enter your figures to estimate your monthly instalment in real time using Singapore’s common flat-rate car loan method.

Note: This calculator uses the flat interest rate method, which is standard for car loans in Singapore. Flat rates are not the same as Effective Interest Rates (EIR) — the actual cost of borrowing is higher than the flat rate shown.

30% if OMV ≤ $20k, 40% if OMV > $20k

Typical used car rates: 2.28% – 3.28%

Maximum loan tenure in Singapore: 84 months (7 years)

Monthly Instalment
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Total Paid
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Principal: $0
Interest: $0
Loan Amount
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Total Interest
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Total Paid
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Interest Ratio
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We’ll help you compare financing options, understand your eligibility, and explore suitable loan packages for your budget. Leave your details and our team will get back to you within 24 hours.

Your information will be kept confidential and used only to contact you about your financing enquiry.

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Our financing team will call you within 24 hours with personalised loan options.

Understanding Car Financing in Singapore

How Car Loans Work

Car loans in Singapore are commonly quoted using a flat interest rate. This means interest is calculated on the original loan amount for the full loan tenure, not on the reducing balance. As a result, the monthly interest portion stays the same even as your outstanding principal falls.

With a flat-rate car loan, a longer tenure lowers your monthly instalment but increases the total interest you pay over time.

LTV and Down Payment Rules

The Loan-to-Value, or LTV, ratio determines how much you can borrow based on your vehicle’s Open Market Value (OMV). For cars with OMV of S$20,000 or below, financing is capped at 70%, which means a minimum 30% down payment. For cars with OMV above S$20,000, financing is capped at 60%, so the minimum down payment is 40%.

For OMV up to S$20,000, the minimum down payment is 30%. For OMV above S$20,000, it is 40%.

COE and loan impact

The Certificate of Entitlement, or COE, gives you the right to own and use a vehicle in Singapore for 10 years. For used cars, COE remaining is already reflected in the car’s pricing and affects depreciation, value, and long-term affordability. In general, cars with more remaining COE may have lower annual depreciation than similar cars with shorter COE left.

For cars registered from the second COE bidding exercise in February 2026 onward, PARF rebate rates range from 30% down to 5% of ARF depending on the car’s age at deregistration, capped at S$30,000.

5 Things to Know Before You Finance

Explore Your Financing Options

Don’t settle for the first rate you see. Compare bank loans, in-house financing, and dealer-arranged options. Even a small difference in rate can add up over a long loan tenure.

Watch the Total Cost, Not Just Monthly

A longer loan tenure can lower your monthly instalment, but it also increases the total interest paid. Use the calculator to compare both before you commit.

Factor in Insurance and Road Tax

Your monthly car cost includes more than just the instalment. Budget for insurance, road tax, fuel, parking, and regular maintenance so the car stays affordable over time.

Check for Early Repayment Penalties

Some lenders charge fees for early repayment or refinancing during the lock-in period. Ask about this before signing so there are no surprises later.

Get Pre-Approved Before Shopping

Knowing your estimated loan amount and rate upfront gives you a clearer budget and more confidence when comparing cars. Our team can help you explore suitable financing options before you commit.

Trusted by Hundreds of Happy Drivers

See what our customers are saying about Vision Motoring.

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Suriya Rao
11/04/2026

Gordon was honest and transparent, never once pushing for a quick sale. Every fee was clear and upfront, making the paperwork feel effortless. I left feeling confident it was one of the most positive car sales experience I’ve had.

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KL YEO
11/04/2026

"I recently had a fantastic experience with Vision Motoring. A huge thank you to Gordon for making the entire journey a seamless process from start to finish. He went above and beyond by assisting with paint work touch-ups and ensuring the car was in pristine condition. The grooming and polishing of the car prior to collection was top-notch—it looked brand new! To top it off, I even secured free road tax. Highly recommend Gordon and the team for their professionalism and attention to detail!"

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Ibrahim Bajuri
10/04/2026

Roy and team was very patient throughout the whole process and took the time to discuss everything clearly. He was open to negotiation and offered a very competitive price. The deal was completed quickly and smoothly, with good communication from start to finish. I also appreciated his willingness to give and take, making the transaction comfortable and fair for both parties. Overall, a pleasant, quick and hassle-free experience. Highly recommended.

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Ivan Ang
06/04/2026

Had an excellent experience buying my car from Vision Motoring SG. The team were friendly, professional, and incredibly helpful throughout the whole process. They made everything smooth, straightforward, and stress-free, and took the time to answer all my questions honestly and clearly. I’m really happy with both the car and the service I received. It’s clear they genuinely care about their customers and take pride in what they do. I’d definitely recommend Vision Motoring SG to anyone looking for a reliable car and outstanding customer service.

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NZ He
05/04/2026

Exceptional service from Roy from start to finish. The process was seamless, fast, and completely fuss-free. They offered a very competitive price, easily one of the best in the market. Would definitely recommend to anyone looking to sell their car.

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Henry Tan
02/04/2026

This is a fantastic place where one can get fabulous service and pricing from this automotive dealership. Bought a car from this company which is handled by Mr Fauzi, great car, great service and great pricing! Superb after sale service and support, keep up the good work 👍👍

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Mohammad Asif
30/03/2026

The whole process was smooth and clear from start to finish. Communication was good, and everything was handled professionally. I had a positive experience selling my car to them.

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Han Min Sim
30/03/2026

Very good smooth transaction

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Shyam Ganesh
17/03/2026

Bought a Kia cerato. Genuine dealer. Fast settlement

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Chu Yan Zhang
17/03/2026

I had a great experience with Vision Motoring. They offered me a good price for my trade in and helped me get an approval at my required conditions. Thanks Jason for the smooth process !

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Brandon Tan
16/03/2026

Purchase a car from JJ. Honest boss and sales person. Look for them when purchasing your next car

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FahmiDanielle
14/03/2026

Came across their listing last year and set an appointment with Gordon. Viewed some cars but didn’t proceed to purchase. His service was amazing and never once did he tried hard selling me. About 8 months later(now), I went back to him because of his service before and secured a beauty. Gordon went above and beyond to ensure that his customers are satisfied. Highly recommend!

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Tony Ling
07/03/2026

Good services ! Strongly recommended here to buy car .

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JQ Tan
05/03/2026

Pleasant transaction with both Roy and Aaron. Very patient to explain the steps and flexible in arranging the timings. The price offered for my Honda is also reasonable. Highly recommended!

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Jason Lok
04/03/2026

I had a great experience purchasing my Honda Jade from Vision Motoring SG. The whole process was smooth and professional from start to finish. A special thanks to Gordon, the salesman who assisted me. He was very patient, knowledgeable, and transparent throughout the process. He answered all my questions clearly and made sure everything was handled properly, from viewing the car to paperwork and delivery. I really appreciate his sincerity and the effort he put in to make the purchase stress-free. The car was also well prepared and in great condition when I collected it. Highly recommend Vision Motoring SG and Gordon if you’re looking for a reliable and trustworthy place to buy a car. Thank you again for the great service!

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yi mar myint
02/03/2026

Mr Fauzi Abdoh is a very effective and responsive agent who assisted us a smooth transition of what we are looking for. He is very helpful, informative and very professional, most importantly, he is very patient and passionate in his job. We had a great time working with him. Thank you.

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Aden Toh
02/03/2026

Purchased a used Honda Shuttle from Vision Motoring. Aaron has been very helpful throughout the whole process. Thank you!

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Linnet Koh
01/03/2026

Gordon is very helpful and approachable. Enjoyed dealing with him during the whole purchase process.

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Vino Kanna
28/02/2026

Highly recommend vision motoring if you want the best price for your car with zero hassle! I got the highest quote through Motorist, and from start to finish, the process was seamless. Viewing was arranged for the next day, and their deductions for minor wear and tear were very fair. They even accommodated my request to keep the car for an extra two weeks. Payment was prompt, I got a deposit right upon confirming the price, and the remaining balance was transferred on collection day. Special thanks to Aaron, Roy and Jason for their professionalism and friendly service!

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Lennard Goh
27/02/2026
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I usually sell cars on my own. However, was a little lazy to sell on my own this time and i contacted Jason as i had previously dealt with him before. As usual, solid experience.100% recommended. No time wasting. Instructions were clear as day. Trust worthy dealer. Thanks Jason as always. Cheers.

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Goh Tong Woo
23/02/2026

Very professional, fast & clear

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Wayne Loh
17/02/2026

Big thanks to Aaron for helping my dad with his recent car purchase. Aaron’s expertise and patience made it a pleasant experience . We felt well-supported throughout the whole process. Definitely look for him if you are looking to buy a car!

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Alvin Tan
16/02/2026

Was looking for a reliable car and was served by Aaron . He was patient and understood my family needs . Let me view and test drive a few units before finally deciding on one . Highly recommend him for being sincere and transparent . Will refer my family and friends for sure.

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Ying Cui
16/02/2026

Thank you Aaron for the pleasant experience during my car purchase. What stood out the most was the follow-up. Even though it was a weekend and right before the Chinese New Year rush, he stayed in touch, make sure the paperwork and delivery were handled smoothly. With good follow up and well planned all steps, the car was hands over before the Chinese New Year. If you are looking for a reliable dealer who follows through on his promises, I highly recommend him. Thanks for the great experience!

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Tang Alan
13/02/2026

I am very satisfied with my car purchase from Jason. He demonstrated professionalism and provided excellent service throughout the entire process. Among the many second-hand car dealers I have dealt with, he is by far the most reliable and outstanding. I would highly recommend him to anyone looking to purchase a vehicle.

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James Saints
13/02/2026

Jason was very patient with my request and look for me the best deal. Although i keep having 2nd thoughts and rejected the offer a few times, he was patient to finally found my dream car. Definitely recommend VISION motoring.

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Vincent Goh
12/02/2026

Just sold my car to Vision. Both Roy and Aaron made the whole deal easy and seamless. No lowballing and negotiation went smoothly as it was a fair deal for both parties. They were the first and only dealer to view my car. I was really comfortable with them such that I decided to make the deal without getting any second quote for my car. Thumbs up and thanks again to both of them!

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Shaiful Rizam
12/02/2026

I don’t usually write reviews, but Fauzi at Vision Motoring absolutely deserves one. From day one, he didn’t feel like a typical car salesman — he felt like someone genuinely on my side. Friendly, easy to talk to, and zero hard-selling tactics. He took the time to understand what I actually needed (not just what looked good on paper), and guided me through every option with patience and clarity. What truly impressed me was his depth of knowledge. He knows his cars inside out and explains things in a way that’s clear, honest, and practical. No fluff. No pressure. Just solid advice you can trust. But what sets Fauzi apart is how much he cares. He checks in, follows up, and makes sure everything is smooth even after the deal is done. You don’t feel like “another transaction” — you feel valued. Buying a car can be stressful, but with Fauzi, it felt reassuring and even enjoyable. If you’re heading to Vision Motoring, do yourself a favour and look for him. You’ll be in very good hands.

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Louisjun Yap
10/02/2026

Highly recommend Aaron for helping me with my first car purchase. He guided me throughout the whole process and even bringing me to vicom to help me do the conversion after everything. Thank you.

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It was a very smooth transaction from the start all the way to the handover of the car. Gordon provided continuous follow‑ups and kept me updated at every stage of the process. He truly went the extra mile to ensure the application and handover were seamless. His responses to all my questions were always fast and helpful. The entire experience was hassle‑free, and the car was in excellent condition upon handover. From a buyer’s point of view, trust is key—and Gordon delivered exactly that. Highly recommended!

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Raju Partha
09/02/2026

Mr. Fauzi is good, he have done a good job and kind person and I’m satisfied with his service.

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I recently purchased a car from Fauzi and it was one of the best decisions I've made! He was super professional and took the time to understand my needs, helping me find a reliable car that fits perfectly. As a trustworthy person, he made the whole transaction smooth and hassle-free - answered all my questions and made sure I was comfortable with the purchase. Plus, the car's maintenance has been a breeze - really worry-free! If you're looking for a great car and great service, Fauzi's your guy. Five stars from me!

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Dennis Lim
31/01/2026

Great & professional service from Roy & Aaron. Thanks

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alson goh
31/01/2026

Thanks Jason for the smooth process of buying my car. I am satisfied with my offer and he make it convenient for me when i soldy car to him

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Koh Boon Chong
30/01/2026

Roy and team were fast, yet thorough and know-what in their checks and inspections of my car. . 👍

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ST.dynamix
29/01/2026

After years of searching and purchasing resale cars for personal use, this is the best experience at Vision Motors. Firstly, Fauzi the sales representative is very lively, polite, transparent, not pushy and was attentive to my queries. He was fluent and clear in explaining all details before i confirmed purchase. Process was simple and smooth. Secondly, the car was well presentable and clean. Test drive area was convenient. Location bright and airy. Next, Vision motors has a dedicated workshop and a renowned servicing centre partner for warrenty. The car was sent for another final check after my confirmation. Fauzi followed up on it and did a final test drove with me again before completing the purchase at my location. Lastly, after taking over the car, Fauzi and team was still very prompt and lively to my queries. Great after sales service! Btw, everyone at Vision motors showroom were friendly and cool. Showroom and office too! In all, Proper, professional and yet cool! Thank you Fauzi and Team (There are other areas that I feel is a plus that I have not listed)

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Derrick Tey
25/01/2026

Just bought a used car from Jason from Vision Motoring SG. It was a 5-star service orientated experience the very start from viewing to test drive to getting my car on the handover date. Jason was very professional, very patient, very friendly throughout the whole process. He even went through the extra mile to update me at every stage of the deal which makes me very comfortable and confident of what I will be getting at the end of the whole deal. Really would like to extend my heartfelt thanks and appreciation to you, Jason. Thanks for all your help and information provided and I hope the best for your business all the way bro.

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Peter Tang
recommends
24/01/2026

Just bought a Honda Shuttle from Aaron. He is very patient, helpful and professional. Very happy with my purchase. Thank you Vision Motoring for the excellent service. Highly recommend.

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Peter Tang
24/01/2026

Just bought a Honda Shuttle from Aaron. He is very patient, helpful and professional. Very happy with my purchase. Thank you Vision Motoring for the excellent service. Highly recommend.

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Yz
22/01/2026

The process of buying and trade-in was super seemless. Handing over of car was also tip top condition. Jason( The Boss) is a very trustworthy person and ready to assist whenever needed . For a peace of mind, get a car from them.

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Rachel Lee
22/01/2026

Just sold my car to this vision motors and the whole experience was smooth, fast and completely hassle-free. From the first enquiry to the final handover, everything was handled very professionally. Gordon and Roy were extremely nice, patient, and helpful, taking the time to explain every step clearly and making the process stress-free. They offered the best price in town, with no hidden charges or last-minute surprises. If you’re looking to sell your car and want a trustworthy, efficient, and friendly team, I highly recommend them. Thank you, Gordon and Roy, for such a pleasant experience!

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Emma Rahman
19/01/2026

Friendly, competence and prompt service. Recommended!.

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Soh Hui Han
19/01/2026

Great experience with Vision Motoring where I sold my car. They provided competitive price and staff was professional, friendly, and very knowledgeable, making the entire process smooth.

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SK Foo
17/01/2026

My car was sold to Roy from Vision Motoring, and the entire experience was very pleasant. Roy is friendly, professional, and easy to deal with. The price offered was reasonable, and he even came to my place personally to inspect the car. What I really appreciated was his flexibility. On the day of collection, we were supposed to meet at 1pm, but due to some hiccups on my end, I had to postpone the timing to 3pm. Roy kindly accommodated the change by rearranging his schedule, which I’m very grateful for. On top of that, he also helped me source a ceramic coating specialist for my car, which was an unexpected bonus. Overall, I felt very at ease dealing with him throughout the process. Great service and good job!

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Jingyang Guo
16/01/2026

Great smooth deal. Roy from visionmotoring was Very professional in their service and guided me through all the way during the transfer of vehicle. Even agreed to meet me wherever in SG to do the handover. Great job!

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Jeremy Ong
09/01/2026

Fuss free transaction and friendly staffs.

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Huam Jane
06/01/2026

Thanks for the fast and efficient service to sell my car. Roy and Aaron was very friendly and efficient.

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Ismail Roziz
01/01/2026

I sold my car and purchased a pre-owned Kia Niro through Vision Motoring, with the assistance of Fauzi. Throughout the entire process of both selling and buying, he demonstrated a high level of professionalism, integrity, and transparency in handling all matters. I truly appreciate his dedicated support and excellent service. Unfortunately, I was unable to meet him today during the collection of my newly purchased pre-owned vehicle, as he is currently on holiday.

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Ajit Kumar
22/12/2025

I'm pleased to share my positive experience purchasing a car from Fauzi. From the start, he was very helpful and guided me through the entire process with patience. What impressed me most was his honesty during negotiations – he was straightforward and transparent, which made the transaction smooth and stress-free. I would definitely recommend Fauzi to anyone in the market for a vehicle.

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Vaisha Ramesh
10/12/2025

Gordon was a great help in assisting me to find the right car to fit my budget ! He assisted in helping answer all my queries and went way and above to help me out with settling of the car! My experience with them was a great one and recommend anyone to engage them for buying of their new car! Cheers to vison motoring

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PCG PCG
09/12/2025

Absolutely Outstanding Service! I had an amazing experience with Aaron from start to finish. He was friendly, professional, and truly knowledgeable. The entire process—test drive, paperwork, and delivery—was smooth and efficient. They were transparent, honest, and never made me feel pressured Highly recommend this dealership to anyone looking for great service and a hassle-free buying experience!

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Tan yong zheng
04/12/2025

Gordon is an awesome sales personnel with great personality! Great follow up since day 1 of enquiry till closing of sales, a man of words that honor his words. Highly recommend Gordon if you are looking for a new ride/trade in.

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Hasrul Suhiri
30/11/2025

A seamless and hassle-free experience with Vision Motoring and their professionalism made the car purchase process for us exceptionally easy.Thanks to Aaron for his excellent staff-efficient, knowledgeable and ensure a smooth transaction from start to finish for our honda stream.Even after successful purchased he still help with our enquiries.Definitely recommended to go to them for any car purchase !

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Ng Brandon
28/11/2025

Aaron was patient in answering all my questions and very helpful with the paperwork and follow-up. A genuine and trustworthy salesperson for used cars

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We had a great experience buying our car. Aaron was most helpful and clarified all our doubts. We are very happy with our buy!

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junyang saw
28/11/2025

Good service handled by the sales team Gordon. Assisted and make the transfer easy

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Ray G
28/11/2025

Bought my second-hand car from Aaron and the experience was excellent. He was very patient, helpful, and never pushy throughout the whole process. Highly recommended if you’re looking for a trustworthy dealership.

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Ariff Mustafa
18/11/2025

Salesperson Fauzi and Jason is very helpful. Assist and serve me very well. I have a very positive experience. Will recommend them to my friends / relatives.

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liang yong Ong
14/11/2025

Thanks Jason for the smooth transaction deal !!

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Diyanah Wong
04/11/2025

I had a wonderful experience with Vision Motoring! Aaron and Fauzi made the entire process of selling my car and upgrading to a 7-seater completely seamless. They were professional, transparent, and patient in answering all my questions, and helping me find the perfect car for my growing family. Everything from valuation to handover was smooth and stress-free and only took about a week. Thank you both for your genuine service and care — highly recommend Vision Motoring to anyone looking for a trustworthy and efficient team to handle your car needs.

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Eric Hah LK
25/10/2025

Excellent service. Reply promptly. Is a very good experience to deal with Roy Hasbi. Keep up the good work. Eric

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Wayne Weng
24/10/2025

Great responsive service by Gordon!

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Jonathan Chan
23/10/2025

Aaron is the best salesperson to deal with to buy or sell your car. Professional, honest, and reliable.

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Haris Mohamed
21/10/2025

Fast ,efficient and reliable staff. Would like to recommend for future customer. Good job Aaron

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recommends
18/10/2025

I got my vehicle from Gordon from vision motoring sg. Was impressed with his service and attitude! Highly recommended !

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BG Boon
18/10/2025

I got my vehicle from Gordon from vision motoring sg. Was impressed with his service and attitude! Highly recommended !

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King D
17/10/2025

Fantastic experience , Aaron made buying a car easy and stress-free. He was incredibly helpful, not at all pushy, and clearly an expert on the inventory. He found me the perfect car at a great price. If you come here, do yourself a favor and look for Aaron. You won't be disappointed!

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junhong chua
17/10/2025

Aaron was very patient and knowledgeable in explaining about the car i’m keen and i decided to go ahead with his recommendation. Really appreciate his detailed customer service and will definitely engage him again in future for my next car.

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KONG LING WONG
16/10/2025

Aaron was very polite and helpful and settled my car purchase smoothly. I will definitely come back to Vision Motoring and introduce my family and friends too.

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Wong Kong Ling
recommends
16/10/2025

Aaron was very polite and helpful and settled my car purchase smoothly. I will definitely come back to Vision Motoring and introduce my family and friends too.

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J Mahajan
15/10/2025
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George carkoo
08/10/2025

Great car seller please come and look for Jason he is amazing salesman ever .quality is always remain ...

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Muhd Razuan
08/10/2025

I have approach Mr Fauzie on trade-in my car to a desire choice of mine. Awesome customer orientated and no hard selling. Everything is update timely when I prompt for queries. Thank you Mr Fauzie. Recommendable person to deal with.

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JASON KOH
02/10/2025

Service very professional. Aaron and his team took much patient to entertain me. Would recommend my friend to approach VM in future

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Asmita Ash
01/10/2025

We recently bought a car and had the absolute pleasure of working with Gordon throughout the entire process. From the very first interaction, he was professional, attentive, and genuinely committed to making the experience as smooth as possible. Gordon took the time to understand our needs, explained every detail clearly, and answered all our questions with patience. He went above and beyond to ensure we felt comfortable and confident with our decision. What stood out most was his honesty, transparency, and the genuine care he showed in guiding us through what could have been an overwhelming process. Thanks to Gordon, buying our car was stress-free and enjoyable. He made everything seamless — from the paperwork to the final handover. We truly appreciate his effort and dedication, and we would highly recommend him to anyone looking to purchase a car. Well done, Gordon! You did a wonderful job, and we couldn’t be happier with the experience.

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jonathan chong
26/09/2025

Fuss free. Fast processing. Jason is friendly and knowledgable. Price so far the highest compare to other dealers

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Was served by gordon and he was friendly and helpful! Strongly recommended to get your car from gordon at vision motoring !

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Jesper Bong
25/09/2025

The team is very patient and knowledgeable and the overall process was very seamless. Highly recommend !

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Syed Danial
22/09/2025

Offered the highest price for my car. Good service with exquisite personal touch from Jason. Patience and transparent. Would highly recommend them.

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We recently purchased our car from Vision Motoring, and the experience was incredibly smooth. The vehicle is in excellent condition, and the team went above and beyond to enhance both the interior and exterior. From our initial inquiry to driving away in our new car, every step of the process was seamless and enjoyable. Fauzi's service was exceptional – he provided clear, step-by-step guidance throughout, responded promptly to our questions, and explained everything in a way that was easy to grasp. A huge thank you to Fauzi and the entire Vision Motoring team for outstanding service!

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Jamilah H.
20/09/2025

Really great service from Fauzi who supported us through our second time car purchase. It was seamless as always and Fauzi was very quick and flexible with all our requests. The car looks brand new and is quite smooth, so far no problem. Also very satisfied with the sale of our previous car to Vision. Really thankful for the good deal and couldn’t be happier.

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Zack Sim
19/09/2025

Fauzi is very patient and helpful . pls look for him for sales and purchase of ur car! he go the extra miles to make dealing with him a very wonderful journey! thanx him for the everlasting smile on his face 😀

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Raziq Boboi
16/09/2025

Great Service by Aaron and Fauzi, very patience with us throughout the negotiation & admin period! First time dealing with them & it's been a good experience! Very friendly and knowledgeable in terms of car & car finance! If you're looking around for cars, they are really easy-going and friendly

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Had a great experience getting a car from Vision. Sales team member, Gordon has been extremely helpful and explained the car very well. His patience and understanding are much appreciated! The boss, Jason is reasonable too! Will engage them again !!!! Thank you Vision motoring ,!

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Seng Meng Boon
10/09/2025

Both Gordon and Jason are professional in their service and prompt in getting the transaction completed. Recommend.

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Fauzi’s service was good. It was nice dealing with him. Do look for him if you want to buy a car! Highly recommended!

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Della Yusoff
05/09/2025

Fast excellent in response, advise, and assistance. Undoubtedly pleasure to be doing business with trustworthy partners like Gordon n his Boss.

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Koh Kelvin
03/09/2025

Aaron is very efficient, responsive to queries, and kept me updated throughout the buying process. Honest and not pushy, he even managed to hand over the car ahead of schedule. Highly recommended!

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Nelson Chew
03/09/2025

Fauzi has done a good job. He is very helpful.

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Mu'az Yusoff
31/08/2025

Fauzi’s service is WORLD CLASS! He spend so much on providing the best purchasing experience, which makes us feel really confident with the car, the company and his service. Seal the deal! We’re happy with our now 3 months old car. Always available and ready to share his contacts for workshop and share tips and tricks on car maintenance. Do I need to say more? Trust me you’ll love the experience ;)

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Hyper Forte
29/08/2025

It is my 3rd time liasing with Jason . Great guy to communicate with. Thanks for the great ride !

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Anson Yuen
26/08/2025

I sold my car back to Jason after driving for 2years +. No gimmicks, highest price guaranteed! Thanks Jason

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Lufias Lah
recommends
25/08/2025

Swift and convenient services with extra add ons! Thank you Vision Motoring !

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Swift and convenient services with extra add ons! Thank you Vision Motoring !

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Loh swee keng
24/08/2025

I have recently purchased a car from Aaron and he is very patient and helpful. He even send the car to me at night when i just arrived from overseas. Highly recommend

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Channel Pinky
recommends
22/08/2025

Good recommend to purchase at Vision Motoring ! Can look for Mr Gordon & Alan to get your lover car. Thanks for your services & quick response. 100% 👍👍👍👍

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Michelle Tan
22/08/2025

Good recommend to purchase at Vision Motoring ! Can look for Mr Gordon & Alan to get your lover car. Thanks for your services & quick response. 100% 👍👍👍👍

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Lovely and smooth sailing experience with Aaron! We were grateful for his knowledgeable expertise in all matter related to second car resale. Looking forward to enjoying my ride.

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Yeo Ken Chuan
18/08/2025

Enjoyed selling my car to Jason and team. They were professional, responsive and offered a good price for my old ride.

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F.R
14/08/2025

Fauzi was attentive and listened to what I was looking for. They didn't have the car I wanted but he helped source and sorted out paper work. He even recommended the leather service. The experience shows years of experience and deep knowledge. Will recommend!

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izzul aarifeen
14/08/2025

I had a very positive experience working with Fauzi Abdoh at Vision Motoring. From the beginning, he demonstrated professionalism and thorough knowledge of the cars available. He took time to understand my requirements insurance, long term ownership considerations, provided relevant model comparisons and especially budget. Fauzi maintained transparency throughout the process. He clearly explained the pros and cons of the vehicle, pricing details, and financing options without any hidden costs. The test drive was well coordinated, and he ensured I was fully comfortable with the car before proceeding further. Notably, Fauzi went beyond regular working hours to ensure the handover was smooth. He made sure the car was properly groomed before delivery. He also recommended a workshop for spray work and personally followed up to confirm the quality of the spray painting job and changed of rim work were all done well. Overall, Fauzi provided reliable, customer focused service from start to finish. I would highly recommend him at Vision Motoring to anyone seeking a straightforward and well managed car buying experience.

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Md Husain
13/08/2025

Mr Fauzie was very accommodating and helpful throughout the process of the car sales. Appreciated. Will definitely intro his services to others .

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I would like to sincerely thank Fauzi for his help in helping me to sell/buy a car. He goes beyond miles to help secure the best deals for his customers. Fauzi is very patient and explained in great detail to ensure that his customer understand the process thoroughly. Looking for cars? Look no further. Head down to Vision Motoring SG and look for Fauzi!

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Alvin Heng
recommends
01/08/2025

From the very first moment I stepped into Vision Motoring, Fauzi stood out—not just as a professional, but as someone who genuinely cared. It’s not every day you meet someone who handles your loan, paintwork, and grooming with the same dedication as if it were his own car, his own pride, his own dream. Fauzi was more than just helpful—he was thoughtful, patient, and endlessly reassuring. Navigating the loan process with him felt smooth and stress-free, like driving on a freshly paved road with the sun gently warming your face. He explained every detail with such clarity and warmth, making sure I was confident and comfortable every step of the way. And then there was the paintwork—flawless. It wasn’t just about colour or shine; it was about bringing life and personality back to the car. He treated every touch-up like a brushstroke on a canvas, with care, precision, and passion. The grooming? Immaculate. Fauzi didn’t just make the car look clean; he made it feel brand new again. The kind of finish that makes you fall in love with your car all over again, with a silent smile as you turn the key. To Fauzi—thank you. For your patience, your kindness, and the pride you put into your work. You didn’t just assist me; you created an experience. Vision Motoring is lucky to have you, and so was I. If you’re looking for someone who genuinely cares, who listens, who delivers beyond expectations—Fauzi is the one.

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Fang Juan Juan
recommends
21/07/2025

Bought a Shuttle Hybrid from 42 Motors. Gordon was the salesperson who attended to us. His service is top notch. Very patience and clear in the transactions.

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Israni Hassan
recommends
19/07/2025

Thanks Gordon for your help on my car purchase! Prompt and friendly service.

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Raymond Tan
recommends
17/07/2025

Gordon is very efficient , had a smooth transaction. I'm very pleased with his service and strongly recommend

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Wilsonn Ang Beng Joong
recommends
09/07/2025

A nice and friendly car dealer that has keep all their promises to buyer when purchasing vehicle from them . surely will recommend my friends to this dealer if they are interested in purchasing used car from this company

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Raden Zainal Mustafa
recommends
09/07/2025

The staff were incredibly professional and accommodating throughout the process. Their service was outstanding, and I truly appreciate the effort and dedication they showed. I highly recommend them to anyone looking to buy or sell their car—your time and trust will definitely be well spent!

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Patricia Na
recommends
28/06/2025

Very quick, reliable sale n takeover of my vehicle. Give them my price with no bargaining needed. Will recommend to friends .👍👍👍

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She Florence
recommends
27/06/2025

Excellent Service from Gordon and his team. Highly recommended!

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Rahila Redz
recommends
25/06/2025

On behalf of Izzul and Aisyah: I had a very positive experience working with Fauzi Abdoh at Vision Motoring. From the beginning, he demonstrated professionalism and thorough knowledge of the cars available. He took time to understand my requirements insurance, long term ownership considerations, provided relevant model comparisons and especially budget. Fauzi maintained transparency throughout the process. He clearly explained the pros and cons of the vehicle, pricing details, and financing options without any hidden costs. The test drive was well coordinated, and he ensured I was fully comfortable with the car before proceeding further. Notably, Fauzi went beyond regular working hours to ensure the handover was smooth. He made sure the car was properly groomed before delivery. He also recommended a workshop for spray work and personally followed up to confirm the quality of the spray painting job and changed of rim work were all done well. Overall, Fauzi provided reliable, customer focused service from start to finish. I would highly recommend him at Vision Motoring to anyone seeking a straightforward and well managed car buying experience.

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Caleb Ang Wei Jun
recommends
25/06/2025

Thanks to Jason & Fauzi, Appreciate them for the fast and efficient service. 💪🏻They really know there work well! If you want to buy or sell car must look for them. 👍🏻

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Rajiv Selvakumar
recommends
19/06/2025

Worked with Gordon who provided great advice and insight on what would work for me as I was looking for a particular for a particular need with the budget I had. The service was prompt and if I had any questions he and his team was quick to provide the answers.

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Lin Md So'od
recommends
14/06/2025

We’d like to sincerely thank Fauzi, Jason & Roy for the outstanding service provided during our recent visit. From start to finish, the experience was smooth, professional, and truly customer-centric. They took the time to understand our needs, answered all our questions patiently, and ensured we felt confident and informed throughout the process. It’s rare to encounter such genuine dedication and integrity in sales, and we truly appreciate the effort and care. Thank you for going above and beyond – it made all the difference.”

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Alvin Tang
recommends
10/06/2025

Alan Bong has been a very efficient and reliable salesperson , he has ensured a smooth procedure for the purchase of my vehicle. Highly recommended 👍🏻👍🏻👍🏻😊

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Nicholas Woo
recommends
10/06/2025

Jason was my car salesman and made the whole process smooth and stress-free. He was flexible and willing to negotiate, and even went the extra mile by driving the car to my preferred workshop for inspection. Highly recommend reaching out to him if you’re looking to buy a car!

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Koksoon Ee
recommends
03/06/2025

Was served by salesman Gordon. I would say he did a great job in assisting me with whatever needs and request I had. Strongly recommend you guys to look for Gordon if you are planning to purchase you dream ride!

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Glenn Kee
recommends
03/06/2025

Had a fantastic experience with Vision Motoring SG! The entire process was smooth, seamless, and completely hassle free from start to finish. The team is professional and transparent! �

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Neo Boon Swee
recommends
30/05/2025

I recently sold my car through Vision Motoring and had a really smooth experience. What stood out most to me was how honest and transparent the whole process was—no gimmicks or pushy sales talk, just straightforward communication and fair dealings. They really took the time to explain everything clearly and were upfront about pricing and what to expect. I also appreciated that they genuinely tried to offer the highest market price possible, which made the decision so much easier. It felt more like dealing with a trusted partner than a typical dealer. If you’re looking for a no-nonsense, sincere team to sell your car with, I highly recommend Vision Motoring!

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Kerwin Tan
recommends
30/05/2025

Gordon was very helpful and prompt in answering to my questions on purchasing, fuss free process on purchasing a car

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Cheryl Haw
recommends
23/05/2025

Gordon, was very professional. Overall a very smooth experience in getting the car. And transaction was easy. Any question also able to get the answer that we want.

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Sabari Rajan
recommends
23/05/2025

I recently had the opportunity to work with Fauzi from Vision Motoring during my vehicle purchase, and I must say, the experience was seamless and professional from beginning to end. Fauzi was approachable, patient, and genuinely committed to helping me find the right car that suited both my needs and budget, making the entire process hassle-free. i wish him Good luck..

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Mackenzie Wong
recommends
21/05/2025

Excellent service in assisting in documentations & polite👍🏻👍🏻

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Sun Shengbo
recommends
13/05/2025

Thank you Gordon for the good and efficient service! Highly recommended!

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Jamilah Bte Hamzah
recommends
13/05/2025

Highly recommend Vision Motoring for their top-notch service! We bought our car from them, and it exceeded our expectations. The car looks and feels great, thanks to the team's attention to detail. Fauzi was fantastic – knowledgeable, responsive, and patient. He walked us through every step of the process, making what could have been a daunting experience feel effortless. He also provided us with after sales service when we had some issues with the car. Thanks again, Fauzi and team, for making our car-buying experience so enjoyable!

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Goh Pei Xuan
recommends
09/05/2025

I had a truly positive experience. The deal was seamless, and Gordon's service was outstanding! Strongly recommend!

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Ahhao Zo
recommends
29/04/2025

Brought Kia Sorento from Gordon and team, nice and friendly guys. No hidden cost and will recommend to others Cheerz 🍻

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Fidah Rashid
recommends
22/04/2025

Dealt with Fauzi who was very patient and meticulous to find the car that suits my needs but also wants. He was knowledgeable and finally found the perfect car for me, even recommended and helped liaise with a car seat leather vendor. Will recommend Vision Motoring to my friends and family!

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Paul Leong
recommends
18/04/2025

buying my car with vision motoring is a breeze. special mention to Gordon for the sales and trade in process and also special mention to Fauzi for the smooth hand over of my car. both their service standards are beyond satisfaction it's excellent. will definitely come back for my future car purchase. keep up the high standards 💪

Frequently Asked Questions

The minimum down payment depends on your vehicle’s OMV. If the OMV is S$20,000 or below, the minimum down payment is 30%. If the OMV is above S$20,000, the minimum down payment is 40%. In Singapore, the maximum car loan tenure is 7 years, or 84 months, subject to the lender’s assessment and your eligibility.

Car loan rates vary depending on the lender, your profile, the vehicle, and the loan package. In Singapore, car loans are commonly quoted using flat interest rates, so it is important to compare the total repayment amount and not just the advertised rate.

In many cases, yes. MAS states that borrowers can refinance a motor vehicle loan up to the full outstanding amount, subject to a maximum tenure of 7 minus the number of years the existing loan has run, or for the duration of the COE, whichever is shorter for COE cars.

Yes. Whether you’re buying your first car or upgrading to a different model, our team will help you compare options based on your budget, lifestyle, and driving needs so you can make a confident decision.

Requirements vary by lender, but you will usually need identification documents, proof of income, and vehicle or purchase details. Our team can guide you on the exact documents needed based on the loan package you are applying for.

Yes. We can help you compare financing options, explain your estimated monthly payments, and guide you through the car loan application process based on your budget and needs.

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